Morgan Stanley Benefit Access

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Welcome to Caterpillar's 529 College Savings Plans
Your company offers the following programs, listed in state alphabetical order. Note: If you do not
find the state in which you reside below, please contact your Corporate Relationship Branch.
State Program Manager
Alaska* John Hancock Freedom 529 * T.Rowe Price
Colorado Scholars Choice College Savings Program Legg Mason
Illinois Bright Start College Savings Program OppenheimerFunds
Kansas* Learning Quest Advisor* American Century
Nebraska* NEST * National Bank of Omaha
New Hampshire* Fidelity Advisor 529 Plan* Fidelity
New Mexico* Scholar'sEdge* OppenheimerFunds
Ohio* BlackRock CollegeAdvantage Plan* BlackRock
Oregon* MFS 529 Savings Plan* MFS
Rhode Island* CollegeBoundfund* Alliance Bernstein
South Carolina* Future Scholar 529 College Savings Plan* Columbia
Virginia* College America* American Funds
West Virginia* The Hartford SMART529* Hartford
The Application and Investor Profile must be completed in order to open an account. Please return all forms to the address below.
Enrollment Brochure
How to Save for
College Brochure
No.10 Brochure
Account Application
Direct Deposit & Payroll Deduction Form
Investment Change
Request Form
Withdrawal Request Form
Program Disclosure
Statement
Privacy Statement &
COB
Start Saving for College Today with the Scholars Choice®
529 College Savings Program
Available to any U.S. resident
Saving for college should be simple.
With Scholars Choice, getting started is easy. Just follow the directions below:
  1. Ready
    To learn why Scholars Choice is a great college savings vehicle, read this Brochure or visit www.scholars-choice.com
  2. Set
    Learn more about the underlying investment options that are available, fees and expenses, risks, etc., by reading the Program Disclosure Statement.
  3. Go
    Ready to sign up and start saving for college?
Give all of the completed forms to your HR representative, or mail them to the Financial Advisor at the address below. You will receive a Welcome Packet in the mail.
For more information, please contact the Corporate Relationship Branch:

William C. Menke II

Morgan Stanley

70 West Madison Street

Suite 5100

Chicago, Il 60602

800-213-4142

312-739-2834

http://.../thegallaghergroupsb

Please return all forms to the above address.

Scholars Choice
An investor should consider the Program's investment objectives, risks, charges and expenses before investing. The program disclosure statement at www.scholars-choice.com, which contains more information, should be read carefully before investing. If an investor or an investor's beneficiary is not a Colorado taxpayer, they should consider before investing whether their home states offer 529 Plans that provide state tax and other benefits only available to state taxpayers investing in such plans.
 
Investments in the Scholars Choice College Savings Program are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of Colorado, CollegeInvest, Legg Mason Global Asset Allocation, LLC, Legg Mason Investor Services, LLC, or Legg Mason, Inc. or its affiliates and are subject to investment risks, including loss of principal amount invested.
 
Legg Mason, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to taxpayers. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the "promotion or marketing" of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
 
Scholars Choice is a registered service mark of CollegeInvest. CollegeInvest and the CollegeInvest logo are registered trademarks. Administered and issued by CollegeInvest, state of Colorado. Legg Mason Global Asset Allocation, LLC, Investment Manager. Legg Mason Investor Services, LLC is the primary distributor of interest in the Program. Legg Mason Global Asset Allocation, LLC and Legg Mason Investor Services, LLC are Legg Mason, Inc. affiliates.
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Your Child's Future
Starts Today
Application
Investor Profile
Automatic Funds
Transfer Form
Direct Deposit Form
Investment Change
Option Form
Payroll Deduction
Form
Rollover Form
Withdrawal Request
Form
Notice of Business
Continuity
Privacy Statement
Program Disclosure
Statement
Bright Start® College Savings Program
The Illinois State Program
Available to any U.S. resident
There's no greater gift you can give to a child than a bright start and a bright future. After all, a college degree can mean a lifetime of greater opportunity and reward.
That's where a Section 529 college savings plan can help. With valuable tax advantages, flexibility and professional management, Bright Start offers an easy and convenient way to help you give your loved ones a bright start for tomorrow.
For more information, please contact the Corporate Relationship Branch:

William C. Menke II

Morgan Stanley

70 West Madison Street

Suite 5100

Chicago, Il 60602

800-213-4142

312-739-2834

http://.../thegallaghergroupsb

Please return all forms to the above address.

Bright Star Logo
Consider the Program's investment objectives, risks, charges, expenses and fees before investing. The Program Disclosure Statement at www.brightstartAdvisor.com contains more information that should be read carefully before investing. If you or your beneficiary are not Illinois taxpayers, consider before investing whether your or the beneficiary's home state offers a 529 Plan that provides state tax and other benefits only available to investments in that plan.
 
Investments in The Bright Start College Savings Program are not insured by the FDIC or any other governmental agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of Illinois, the State of Illinois Treasurer's Office, OppenheimerFunds Distributor, Inc., OFI Private Investments, Inc., a subsidiary of OppenheimerFunds, Inc., and its affiliates including are subject to investment risks, including the loss of the principal amount invested. Please read the Program Disclosure Statement for more complete information regarding risks, fees, and expenses associated with the Program and for those portfolios that invest a portion of their assets in bank deposits that are insured by the FDIC or fully collateralized.
 
OppenheimerFunds Distributor, Inc., OFI Private Investments, Inc., a subsidiary of OppenheimerFunds, Inc., and its affiliates, and its employees are not in the business of providing tax or legal advice to taxpayers. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the "promotion or marketing" of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
 
The Bright Start® College Savings Program is distributed by OppenheimerFunds Distributor, Inc., Member FINRA, SIPC
Two World Financial Center, 225 Liberty Street, New York, NY 10281-1008
©Copyright OppenheimerFunds Distributor, Inc. All rights reserved.
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State Plan List
*Please contact the Corporate Relationship Branch listed below for questions regarding the plan for this state.
Available to any U.S. resident
For more information, please contact the Corporate Relationship Branch:

William C. Menke II

Morgan Stanley

70 West Madison Street

Suite 5100

Chicago, Il 60602

800-213-4142

312-739-2834

http://.../thegallaghergroupsb

Please return all forms to the above address.

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